Chapter 10: The Second Simulation

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【60 Fate Points consumed. Simulator successfully unlocked.】
【Current Fate Points: 7.16.】
【Simulation begins.】
【March 20, Transcendental Era 125. Drawing on your previous experience, you begin to frequent major lending institutions.】
【As a professional who has only recently awakened, reaching Level 6 in just a few days implies either that you have financial backing for God-given Crystals or that your luck is extraordinary.】
【Regardless of the reason, you are now considered a highly creditworthy potential borrower.】
【Consequently, you have become a favorite among major lending institutions.】
【The "Grace Loan" and "Soul Loan" agencies, having accessed your information via the Intelligent Network, have even cleared your long-overdue debt records and expanded your borrowing limits.】
【These unused credit limits will be automatically deducted as interest on your monthly repayment dates.】
【Upon learning this, you do not hesitate for a moment and immediately withdraw the full credit limits from both Grace Loan and Soul Loan.】
【You are well aware of how these institutions operate.】
【When you are short on money and in need, they precisely cut off your credit, only to later push new loans with exorbitant interest rates through other channels.】
【However, when dealing with high-quality individuals who do not need loans—or who are not even short on cash—these institutions offer loans in the hundreds of thousands or millions.】
【Trapped by consumerism, they will try to reel in anyone they can, no matter what.】
【After all, these high-quality individuals have strong earning potential and, for the most part, value their social standing; once they borrow, they generally pay it back.】
【But you care nothing for that. After securing sufficient loans, you do not head to the Guangyun Chamber of Commerce to spend, but instead go to the black market.】
【Although the black market also uses dual-pricing and takes kickbacks, the price disparity is not as exaggerated as elsewhere; equipment and skills purchased with these loan funds are marked up by at most double.】
【It is hard to imagine that the black market, which lacks official regulation, is actually cheaper and more practical than the bright and ostensibly righteous Guangyun Chamber of Commerce.】
【You purchase a set of Rare-quality Level 5 equipment: the "Binge-Drinker Set."】
【The attribute bonuses of the Binge-Drinker Set far exceed those of standard-quality sets and come with the built-in set skill, "Healing."】
【Healing: After exiting combat for ten minutes, health is restored by two points per minute.】
【On the surface, this healing skill does not seem particularly powerful.】
【But in a sense, possessing this set skill is equivalent to having a healer support following you.】
【Even if injured, as long as you rest for a few hours, the wounds will naturally heal.】

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【Perhaps in a dungeon, the advantage of this skill is not immediately obvious.】
【But if you are adventuring in the wilderness, this is a life-saving divine skill!】
【You purchase the C-grade skill card: "Double Slash."】
【You have long coveted this high-end C-grade skill.】
【It allows for both a burst of secondary damage and a secondary effective displacement in a short window.】
【It is no exaggeration to say that you now possess the strength to completely crush your previous simulation performance.】
【As for your grudge against the Red Crow Squad and the Black Bay Debt Collection Team, you keep it close to your heart.】
【You also know that in this world of transcendental professionals, the power a team can unleash far exceeds that of an individual.】
【Therefore, you decide to form a squad.】
【But you know that this cannot be rushed; haste makes waste.】
【Regarding the formation of the squad, you need to devise a strategy while beginning to leverage the effects of your talent.】
【With that, you continue to solo dungeons.】
【However, due to your increased strength, you switch to a Level 2 dungeon: "Knight's Town."】
【The ticket price for a Level 2 dungeon has reached an astonishing 7,000 yuan.】
【As expected, the ticket price remains as stable as ever.】
【Every day after clearing the dungeon, you rent a platform in the dungeon lobby to recruit squad members.】
【However, not many professionals submit resumes; although you wear Rare-quality equipment, you are, after all, a startup squad, which is too unstable.】
【You are not anxious about this.】
【Although there are few applicants, dozens still trickle in every day.】
【April 8, Transcendental Era 125. After days of observation, you lock onto a specific group of people.】
【These individuals share the following characteristics: average talent, poor background, heavy debt, have been cheated in the dungeon lobby multiple times, yet still possess decent equipment.】
【Average talent means you can maintain enough authority and control through your level advantage.】
【A poor background and heavy debt mean that if future profit opportunities arise, they will be more easily tempted and willing to follow.】
【Having been cheated many times but still retaining their gear shows that these individuals are not fools and can at least understand the various commands you issue.】
【Of course, anyone who catches your eye is at least a professional with Bronze-level talent.】

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【After all, in this cutthroat dungeon lobby, there is no real difference between professionals with Bronze-level talent and those with Iron-level talent; both are at the bottom of the hierarchy.】
【Once one reaches the Silver-level talent tier, awakening brings corporate investment, professional teams offer invitations, and there is the possibility of entering prestigious professional universities through major examinations.】
【It can be said that the gap between Bronze and Silver is the dividing line between geniuses and ordinary people.】
【You gather these people together and begin to announce your team rules.】
【The distribution of dungeon spoils is decided solely by you, the captain, and you enjoy priority access to all spoils within the team.】
【These team rules make them feel uncomfortable.】
【If this were a well-established squad, they might grit their teeth and accept it, as newcomers indeed have little say.】
【But for a startup squad that might disband at any moment, the norm would be an equal share of spoils, or even decisions made via democratic voting.】
【How could someone start out like this?】
【Isn't it too overbearing?】
【But when you reveal your true level to them, they suddenly have no objections.】
【A normal squad requires a mix of five specific roles: tank, warrior, assassin, mage, and healer.】
【However, because mage equipment and skills are so expensive, they are simply not affordable for the average citizen.】
【Even those who awaken mage-type talents will usually choose healer-type skills to become support units standing in the back, unless they are high-ranking individuals with financial backing.】
【Therefore, the team you have assembled has no mage, but instead features two tanks.】
【This lineup is well within your expectations.】
【Thus, the "Red Heart Squad" you have assembled is officially established.】
【But as expected, the unexpected arrives.】
【The next day, a staff member from the dungeon lobby approaches you, stating that a squad formed privately like this is not officially recognized.】
【You are required to register the squad at the dungeon lobby and pay a processing fee of 800,000 yuan.】
【Furthermore, every time your squad returns from a dungeon or wilderness excursion, you must pay a 25% squad income tax.】
【Only by doing so will your squad be officially recognized and enjoy the rights and privileges due to a registered team.】